The choice is yours
Fortunately, there are still some guarantees in life. Škoda Choice32 is a flexible finance solution that provides you with the assurance of knowing exactly what the minimum value of your vehicle will be down the track. At the end of your loan, you have the option to trade in, retain or return your vehicle. The choice really is yours.
Target Market Determinations
Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.
For more information visit the Target Market Determinations page →
How it works
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1. Choose your Škoda
Use our handy car configurator to build your dream Škoda from the ground up.
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2. Choose your terms
Choose your preferred term of 12, 24, 36, 48 or 60 months, along with an annual km allowance and repayment options.
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3. Choose your end of term option
You can select to retain, return or trade-in your Škoda at the end of your Škoda Choice± contract term.
Choose your option at the end of the term
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Trade In
If you wish to trade-in your Škoda for a new vehicle, all you need to do is return it to the dealership. If the trade-in value is higher than the Guaranteed Future Value32, you can use this equity towards your new vehicle.
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Retain
If you can’t imagine parting with your Škoda, you can purchase it outright for the Guaranteed Future Value amount locked in at the start of the contract32. Or you can choose to refinance your balloon at the end of the term, speak to us about your refinancing options.
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Return
At the end of your contract term, all you need to do is hand your car back to your Škoda dealership. And, if the vehicle meets the agreed kilometre and fair wear and tear requirements32, (as outlined in our Fair Wear and Tear Guide) you’ll have no more to pay.
Explore the benefits
- Peace of mind knowing the minimum future value of your Škoda right from the start
- You have three options at the end of your Škoda Financial Services contract]
- A personally tailored finance solution, based on the term and kilometre usage of your vehicle
- Upgrade your Škoda to the latest model more often, enjoying the best innovations and technologies
Maintaining your Škoda
Fair Wear and Tear Guide
Insurance designed for you
Any questions?
Check our FAQs or contact our Customer Support team for more help.
Finance FAQs → Contact us →